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Furthermore, the Group anticipates incremental value from future new business arising under the Client Service and Proposition Agreement for the Workplace pension and retail SIPP and drawdown elements of Standard Life Assurance.

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Kevin flood as standard. Standard Life Assurance Limited, which is part of the Phoenix Group. The Group will also seek to leverage its existing operating model and platform where appropriate, including combining management and support functions across the enlarged Group. We call this our Heritage business.

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